How do I calculate the exchange rate?

How do I calculate the exchange rate?

1. Mid-Market Based Exchange Rate

We base our pricing on the real mid-market exchange rate, not inflated tourist or airport rates.

2. 1% Processing Buffer (Why It Exists)

A small 1% buffer is applied to:

  • Protect against KRW exchange rate fluctuations
  • Cover international processing and settlement costs

This allows us to guarantee a fixed final price once you pay.

3. Fixed Price, No Bank Surprises

  • You receive a quote in your preferred currency
  • The charged amount will match the quote exactly
  • Stay Drop absorbs any exchange volatility after payment

4. Quote Validity

Quotes are valid for 24 hours.
If payment is delayed beyond that, simply request a rate refresh.

This page is for informational purposes only. Please refer to our Terms of Service for legal terms, limitations of liability, and dispute resolution.